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Kimberly Stefania
Kimberly began working two years ago at a cyber cafe, and with a loan from a family member she started her one business. Now she runs her own cyber cafe which has a strong clientele because her business is located next to the Civic Square in the Playas neighborhood. She works from 8:00 in the morning, has a one our lunch break, and then returns to work until 7:00 pm. One of her difficulties is there is some crime in her neighborhood. However, she has installed an electric door with bars to protect her business from potential robbers. Kimberly is separated and has a young son who is not yet school age. With the loan she will buy credit to recharge cell phones as well as purchase a printer and stationary. Her goal is to have a comfortable house for her son and to continue growing her business until she can have a branch in the town of Posorja.
View original language description ↓
Kimberly comenzó hace 2 años trabajando en un cyber, pero con un préstamo familiar decidió establecer su propio negocio. En la actualidad posee un cyber con muy buena clientela, ya que está ubicado cerca de la Plaza cívica del Cantón Playas. Trabaja en su cyber desde las 8:00 de la mañana, sale al almuerzo una hora y regresar a trabajar hasta la 7:00pm.

Unas de sus dificultades es un poco la delincuencia de la zona en la que se encuentra ubicado el cyber, pero ya puso puerto eléctrico con rejas para evitar que le roben.

Kimberly está separada tiene 1 hijo pequeño que aun no estudia. Con el préstamo va a comprar recargas celulares, papelería y una impresora. Unas de sus aspiraciones es tener una casa cómoda para su hijo pequeño, seguir creciendo en su negocio. hasta tener una sucursal en Posorja.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,060,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Kimberly Stefania buy a printer and stationary and purchase credit to recharge cell phones.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 26, 2012
Sep 26, 2012
Currency Exchange Loss:
Sep 25, 2013