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Teresa
Teresa has been producing coffee for the past 12 years. She began helping her father during the harvest season, and little by little she learned to do everything necessary to this work. When she married, her father gifted her a plot of land so she could work with her husband Moisés, who does the majority of the fieldwork. Teresa works as a domestic worker near the community where she lives and in the afternoons she works with her husband and also a coffee plant nursery in her home.

The coffee that Teresa and her husband produce is the conventionally grown type, and they would like to change over to producing organic coffee. This process takes about three years and they have already begun the work necessary to achieve this. For the next harvest, Teresa needs a loan to buy fertilizers, since she has recently replanted a part of her farmland. After the harvest, they have plans to repair their home and put in a grocery store there in order to develop an extra source of income for the family.
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Teresa se ha dedicado a producir café desde hace doce años. Ella comenzó ayudando a su padre durante la época de corte y poco a poco fue aprendiendo todo lo necesario para desarrollar esta actividad. Cuando se casó su padre le regaló un terreno para que pudiera trabajar junto con su esposo Moisés, quien se encarga de la mayoría de las labores en el campo. Teresa trabaja por las mañanas de empleada doméstica cerca de la comunidad en la que viven y por las tardes ayuda a su esposo y también cuenta con un vivero de café en su casa. El café que Teresa y su esposo producen es convencional y a ellos les gustaría cambiar su producción a café orgánico. Este proceso lleva aproximadamente tres años y ya están haciendo las labores necesarias para lograrlo. Para la siguiente cosecha Teresa necesita un crédito para comprar fertilizantes pues ha resembrado parte de su finca. Pasando la cosecha tienen planeado componer su casa y poner un negocio de abarrotes allí para que de esta forma puedan tener un ingreso extra para la familia.

Additional Information

More information about this loan

These loans help farmers transition from conventional to organic coffee production methods. Farmers cite high costs as the main barrier to converting to organic production. With Kiva loans, they have a great opportunity to use sustainable practices that help the environment and limit the effects of climate change in their regions. Given that the conversion process can be lengthy, please note that this loan may have a long repayment term with a built-in grace period.

 
 
 
 

Important Information

La Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.

About Mexico

  • $15,600
    Average annual income
  • 37
    View loans »
    Mexico Loans Fundraising
  • $19,068,050
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Teresa to buy fertilizers and change her production of conventional coffee to organic coffee.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Oct 31, 2012
Listed
Oct 4, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 1, 2013