The coffee that Teresa and her husband produce is the conventionally grown type, and they would like to change over to producing organic coffee. This process takes about three years and they have already begun the work necessary to achieve this. For the next harvest, Teresa needs a loan to buy fertilizers, since she has recently replanted a part of her farmland. After the harvest, they have plans to repair their home and put in a grocery store there in order to develop an extra source of income for the family.
More information about this loan
These loans help farmers transition from conventional to organic coffee production methods. Farmers cite high costs as the main barrier to converting to organic production. With Kiva loans, they have a great opportunity to use sustainable practices that help the environment and limit the effects of climate change in their regions. Given that the conversion process can be lengthy, please note that this loan may have a long repayment term with a built-in grace period.
Important InformationLa Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.
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Success!! The loan was 100% repaid