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Les Rayons De Borddermere1, 3, 4, 5 & 6 Group
In this Group: Bertheleine, Marieanne, Jodelin, Joane, Annerose, Mariecarmene, Eugene, Marcienne, Genique, Delivranciamilie, Renaud, Nadege, Verginie, Idamene, Modeline, Ludie, Charitina, Mariella, Patric, Rosenie*, Claude, Philomene, Rosecarline*, Guilene, Micheline*
* not pictured
Bertheleine is the coordinator of her group "Les Rayons de Borddemere". She works in retail business and lives in the Bord-de-Mere region of Haiti where electricity is scarce and the water supply very limited. Bertheleine has been managing her business (she sells various goods) for the past ten years.

Prior to working in retail business, Bertheleine used to be a seamstress. She would like to use her loan to invest in the purchase of various goods. She hopes that this loan will help her to expand her retail food business. Other members of the group need a loan to finance such activities as the sale of charcoal, clothes, shoes etc.

Bertheleine says that her main challenge is to become an important seller. She also says that her main goal and dream is to own a large business. She plans to reach her goal using her own funds and with the help of God.
View original language description ↓
Bertheleine est la coordonnatrice de son groupe Les Rayons de Borddemere. Elle es une commercante. Elle habite dans la région Bord-de-Mere d’Haïti où de l’électricité est rare et de l’eau est très limité. Bertheleine a dirigé son commerce de Produit Divers pendant 10 années.

Avant de commencer ce commerce Bertheleine était un couturiere. elle voudrait utiliser cet emprunt pour investir dans le produit divers. Elle espère que cet emprunt l’aidera à agrandir son business de Produit Alimentaire. Des autres membres militant ont besoin d’un emprunt pour tels commerces comme Charbon, Vetement, chaussures, entre autre.

Bertheleine dit que les défis principal c'est devenus une grande commerçante. Elle dit que son but principal et son rêve c'est possède un gros business avec son fond et par la grâce de Dieu.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 14
    View loans »
    Haiti Loans Fundraising
  • $2,045,075
    Funds lent in using Kiva
  • 42.1
    Haiti Gourdes (HTG) = $1 USD

Success!! The loan was 100% repaid

A portion of Les Rayons De Borddermere1, 3, 4, 5 & 6 Group's $4,825 loan helped a member to buy various food products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 25, 2012
Currency Exchange Loss:
Mar 15, 2013