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Romel Edison
Romel Edison is 24 years old, a bachelor and has no children. He lives with his mother in the city of Guaranda in Bolivar Province. Romel Edison sells kebabs. He is requesting a loan to pay his registration fees and to buy books.

With help from the loan he will be able to pay to register and buy all that he needs to attend the university. The challenge that he faces is the lack of money to finish his studies. He will pay his registration fees at the university and he will buy his books in the city of Guaranda.

His dream is to finish his studies and work. In his spare time he enjoys going to the park to amuse himself and to sell kebabs.
View original language description ↓
ROMEL EDISON tiene 24 años de edad es soltero no tiene hijos, vive con la madre en la ciudad de Guaranda Provincia de Bolívar.
Romel Edison se dedica a la venta de pinchos. Solicita el crédito para pagar la matrícula, comprar cuadernos.

Con la ayuda del crédito podrá pagar la matrícula, comprar lo neceesario para poder asistir a la universidad. Los desafíos a los que se enfrenta es la falta de dinero para culminar los estudios. La matrícula lo hara en la universidad y las compras lo hara en la ciudad de Guaranda.

El sueño es poder culminar los estudios y trabajar. En el tiempo libre le gusta salir a distraerce por el parque vendiendo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Romel Edison to pay his university registration fees and buy books.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 5, 2012
Listed
Sep 26, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2012