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Juan Miguel
Juan Miguel is a 40-year-old married father of two children. He lives with his wife and two children in the city of Guaranda, in the Bolívra province.

Juan Miguel works as a security guard at a public institute. He is requesting this loan in order to purchase books, notebooks, lunchboxes, shoes, and uniforms. He will make the purchases in the city of Guaranda.

With the help of this loan, he will be able to buy the school supplies, uniforms, and shoes that his children need to attend school.

His dream is to be able to purchase a house in the city of Ambato. One of the challenges he faces is being able to provide his children with an education.

In his free time, he likes to play soccer.

View original language description ↓
JUAN MIGUEL tiene 40 años de edad es casado tiene dos hijos, vive con la esposa y con los dos hijos en la ciudad de Guaranda Provincia de Bolívra.

Juan Miguel presta sus servicios cómo guardia de seguridad en una institución pública. Solicita el crédito para comprar libros, cuadernos, lonchera, zapatos, uniforme. Las compras las realizará en la ciudad de Gauarnda.

Con la ayuda del crédito podrá comprar los útiles escolares, uniformes, zapatos para que los hijos puedan asistir a las clases.

El sueño es poder comprar una casa en la ciudad de Ambato. Los desafíos a los que se enfrenta es poder dar el estudio a los hijos.
En el tiempo libre le gusta jugar futbool.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Juan Miguel to purchase books, notebooks, lunchboxes, shoes, and uniforms.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Sep 26, 2012
Currency Exchange Loss:
May 17, 2013