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Aram lives in Nor Dvin village, Ararat region, with his father, his sister, his wife, two 8-year-old daughters and a 1-year-old son.

Aram is involved in agriculture. He breeds cows and grows apricot, peach, pomegranate and apple trees.

Aram has applied for this loan to purchase forage for the cows. He also needs to improve his orchard by purchasing fertilizer. In addiiton, Aram needs investments to pay for watering the land. This is important for Aram for gathering a good harvest next season, from the sales of which he earns a considerable part of his agricultural income. Development of the farm is important for him to ensure economic stability for the family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Aram to pay for fertilizer, forage and watering costs.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 3, 2012
Currency Exchange Loss:
Nov 2, 2012