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Ms Naziran is 50 years old, living in a village of Khudian. She has been in the milk-sales business for a few years. Her husband is involved with agriculture and doesn’t earn enough to fulfil the needs of the family members alone. She has three children and there are a total of five members in her home and her husband is the sole earner of the family.

Therefore she decided to help her husband in earning. For this purpose she purchased a buffalo five years ago and started selling the milk in her community. Now her customers have increased and she wants to purchase another buffalo. For this reason she wants the loan of PKR 20,000.

She is satisfied with the support of Kashf foundation as she has taken several loans for the growth of her business. She is hopeful to earn more income and intends to use it on providing quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 298
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Naziran to purchase one more buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 3, 2012
Currency Exchange Loss:
Aug 18, 2013