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Rahayu Jaya Group
In this Group: Tri , Endah, Astuti, Sartiami, Musyarofah, Hartini, Julaeha
Tri, widowed, lives in JatiRahayu in the east of Jakarta. In her daily life she works as a masseuse, but because she has one dependent she also sells herbal medicines. She already had customer massages around her neighborhood, but massage can not provide a fixed income, so she decided to sell the herbal medicine although she has been a masseuse for 15 years.

Her dream is to have her own massage clinic. This group has already borrowed nine times and they are loyal customers.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,580.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rahayu Jaya Group's $2,425 loan helped a member to pay school fees and expand her herbal medicine sales business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Oct 3, 2012
Currency Exchange Loss:
Apr 17, 2014