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Khachik lives in Vayk town in the Vayots Dzor region with his father and brother. Khachik works as a driver, but his salary is too low to meet their needs. So Khachik also helps his family with beekeeping. Currently, they keep 15 colonies of bees. Khachik would like to increase the number of bee colonies in order to gather more honey. Khachik hopes to earn additional income form the honey sales, which will help him to improve living conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Khachik to buy colonies of bees.
96% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Oct 2, 2012
Currency Exchange Loss: