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Ms. Kalsoom is a vigorous, married woman. She has been doing business of hand-embroidery for the past five years. She is passionate about her work, and client demand is strong. Her husband's income Is insufficient for the family of 8 members but Kalsoom’s pattern embroidery is helping the household to earn crucial extra money and give the family a sigh of relief.

She is a mother of 6 children. She wants to grow her business. She has requested a loan of Rs 30000 to buy raw materials such as thread, sequins, and pearls in large quantities to meet the increasing demand. With the profit earned, Kalsoom is aiming to keep her children in reach of education, health and better facilities.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $14,708,500
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $325 helped Kalsoom to buy raw materials such as thread, sequins and pearls in large quantities.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Sep 30, 2012
Currency Exchange Loss:
Oct 17, 2013