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Najma
Ms Najma had a difficult time after her husband's business failure. She decided to work with her husband and to support her family for a better future. 18 years ago she began doing stitching work in her house. She stitches for the people living around her house and uses the income to support her entire family. However, due to the lack of availability of funds she is unable to meet the daily demands of her customers. She is married and provides for 5 children. She is currently in her 2nd loan cycle and has borrowed Rs 25,000 from Kashf. She intents to use this loan amount to buy raw material including cloth, threads of different colors, laces, zippers, etc., to create a means of increasing revenue so she may be able to generate a healthier source of income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 281
    View loans »
    Pakistan Loans Fundraising
  • $14,698,775
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Najma to buy raw material including cloth, threads of different colors, laces, zippers, etc.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Sep 30, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013