Bellavista (Cuenca) Group
One of the members of this group is Ligia. Ligia is 24 years old, married, and has two children who are 4 and 2 years old. Her husband works for a private company. They do not own the house in which they live.
Ligia spends most of her time caring for her children who are still young. As she has land available, she has been raising cattle for four years. She take cares of her cows from Sunday to Sunday. She does not work fixed hours and sells the milk in her community.
Ligia will invest her loan in buying more cattle so that she can continue expanding her business.
Ligia's goal is to get a job working for a financial company so that she will have two incomes and be able to help a little more in improving her family's financial situation.
Una de las socias de este grupo es la Señora. Ligia, tiene 24 años, es casada y ha concebido 2 hijos de 4 y 2 años de edad. Su esposo labora prestando sus servicios en una compañía privada, la casa en la que viven no es propia.
La Señora. Ligia pasa la mayor parte de su tiempo al cuidado de sus hijos que son pequeños, como tiene terreno se dedica a la crianza de ganado desde hace 4 años, trabaja cuidando su ganado de domingo a domingo sin un horario fijo, la leche que obtiene la vende en su comunidad.
Su crédito lo va a invertir en la compra de ganado para continuar creciendo en la cría de estos animales.
Su meta es tener un trabajo en una entidad financiera, para así tener dos ingresos para ayudar un poco más en la economía de su hogar.,
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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