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Mujeres De Esperanza  (Cuenca) Group
In this Group: María Orfelina, Jessica Viviana, Rosa Ines, Ligia Judith*, Maria Dolores, Leonor De Jesús, Rosa Nieves, Carmen Cecilia
* not pictured
Mujeres de Esperanza (Women of Hope) is a group composed of 8 members who live in the outskirts of Baños en Cuenca, a hamlet greatly visited for its thermal waters, its typical gastronomy and its different tourist attractions. Its inhabitants are kind and gentle, and with a great charisma just like the members of this Communal Bank, who work hard to improve their economic stability ad provide for their families. Many of them are retailers, some engage in animal breeding and some are employees in private companies.

Rosa Nieves is one of the members of this group. She has been a member of Mujeres de Esperanza for 7 months and she is now working her second cycle. She is 36 years old she is separated from her husband but she has 5 children with him, aged 17, 13, 11, 6 and 2 months. Her eldest child has a job and he economically supports her while going to school in the evenings; her second and third child go to high school and her fourth child attends a small school of their community. She does not have a house of her own, so she has to rent the one she lives in.

Rosa Nieves has been selling cosmetics by catalogue for one year, on top of breeding chickens in her house to sell them either live or butchered.

The loan she is requesting will be used to buy chickens, as this selling activity in going very well for her.

She dreams of having a house of her own.
View original language description ↓
Mujeres de Esperanza está conformado por 8 socias que viven por los alrededores de la parroquia de Baños en Cuenca, lugar que es muy visitado por sus aguas termales, su gastronomía típica y sus varios centros de atracción turística. Su gente es amable, gentil y de un gran carisma como las socias de este banco comunal quienes trabajan arduamente para mejorar su estabilidad económica para sacar adelante a sus familias, muchas son comerciantes, algunas se dedican a la crianza de animales y también trabajan como empleadas privadas.

Una de las socias de este grupo es la Señora. Rosa Nieves, está conformando el banco comunal Mujeres de Esperanza hace 7 meses y se encuentra realizando su segundo crédito, tiene 36 años de edad, está separada de su marido pero en su unión conyugal ha concebido 5 hijos de 17, 13, 11, 6 años de edad y su ultimo hijo de apenas 2 meses de edad, su primer hijo trabaja, le ayuda económicamente y estudia en un colegio por la noche, sus dos siguientes hijos estudian en el colegio y su cuarto hijo está en una escuelita de la localidad, no tiene casa propia por lo que vive arrendando.

La Señora. Rosa Nieves se dedica a la venta de cosméticos por catalogo actividad que la desempeña hace un año, en casa se dedica a la crianza de pollos los que vende pelados o en pie.

Su crédito lo va a invertir en la compra de pollos ya que le va muy bien en la venta de estos animalitos.

Su sueño es tener una casa propia.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres De Esperanza (Cuenca) Group's $3,600 loan helped a member comprar pollos.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2012
Listed
Oct 5, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013