Mujeres De Esperanza (Cuenca) Group
Rosa Nieves is one of the members of this group. She has been a member of Mujeres de Esperanza for 7 months and she is now working her second cycle. She is 36 years old she is separated from her husband but she has 5 children with him, aged 17, 13, 11, 6 and 2 months. Her eldest child has a job and he economically supports her while going to school in the evenings; her second and third child go to high school and her fourth child attends a small school of their community. She does not have a house of her own, so she has to rent the one she lives in.
Rosa Nieves has been selling cosmetics by catalogue for one year, on top of breeding chickens in her house to sell them either live or butchered.
The loan she is requesting will be used to buy chickens, as this selling activity in going very well for her.
She dreams of having a house of her own.
Una de las socias de este grupo es la Señora. Rosa Nieves, está conformando el banco comunal Mujeres de Esperanza hace 7 meses y se encuentra realizando su segundo crédito, tiene 36 años de edad, está separada de su marido pero en su unión conyugal ha concebido 5 hijos de 17, 13, 11, 6 años de edad y su ultimo hijo de apenas 2 meses de edad, su primer hijo trabaja, le ayuda económicamente y estudia en un colegio por la noche, sus dos siguientes hijos estudian en el colegio y su cuarto hijo está en una escuelita de la localidad, no tiene casa propia por lo que vive arrendando.
La Señora. Rosa Nieves se dedica a la venta de cosméticos por catalogo actividad que la desempeña hace un año, en casa se dedica a la crianza de pollos los que vende pelados o en pie.
Su crédito lo va a invertir en la compra de pollos ya que le va muy bien en la venta de estos animalitos.
Su sueño es tener una casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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