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Mariana De Jesus
Mariana de Jesus is 21 years old, a single mother with a son, and lives with her son in Guaranda, in the province of Bolívar. Mariana de Jesus works as a receptionist in a hotel.

She is asking for a loan in order to pay tuition, to buy books and notebooks. With the help of the loan she could register and buy the books that she needs for university. Registration to enroll takes place in Guaranda. The challenges she faces is a long trip by boat.

Her dream is to be able to finish her studies. In her free time she likes to listen to music.
View original language description ↓
MARIANA DE JESUS tiene 21 años de edad es madre soltera tiene un hijo, vive con el hijo en Guaranda Provincia de Bolívar.

MARIANA DE JESUS trabaja de recepcionista en un Hotel. Solicita el crédito para poder pagar la matrícula, comprar libros y cuadernos.

Con la ayuda del crédito podrá matricularse y comprar los libros que le hacen falta para la universidad.

La inscripción de la matrícula lo hará en la ciudad de Guaranda. Los desafíos a los que se enfrenta es realizar un viaje largo en barco, El sueño es poder culminar los estudios.

En el tiempo libre le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mariana De Jesus to pay tuition, and to buy the books and notebooks that she needs for university.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Sep 26, 2012
Currency Exchange Loss:
May 17, 2013