Rosa is married, 22 years old, and has a third grade education. She has one son who attends school. She is an artist and weaves typical clothing and guipiles. She and her husband started this business with a workshop and they have had it for three years. Her husband helps her and he does the same kind of work.
She organizes a group so that she can buy various types of yarn in different colors, and improve her production this way. In the future she hopes to have more looms and buyers for her wares. The other members of the group also weave, raise vegetables, and sell fruits and vegetables.
La señora Rosa esta casad, tiene 22 años de edad, cursó los 3 años de educacion primaria, tiene 1 hijos el cual aun o estudia, se dedica a la artesanía, al tejido de cortes típicos y guipiles, inicio este negocio juntamente con su esposo, con un telar y hasta el momento lleva 3 años de experiencia, cuenta con el apoyo de su esposo quien realiza el mismo trabajo.
Organiza un grupo para poder compra hilos de varias clases y colores, y así mejorar su producción de cortes y guipiles, ya que en el futuro espera tener otros telares y poder tener compradoras de su producción al por mayor. Las demás integrantes se dedican a la artesanía de cortes y guipiles, agricultura de hortalizas, y a la comercialización de frutas y verduras.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.