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Rieles Group
In this Group: María Carmen, Celia, Felipe
The “Rieles” group is two women and one man; they are all related to each other and they chose the group name precisely because of that but also because there are some railroad tracks in the place where they live left over from the time in the past when trains which have since disappeared passed by here. Construction started to happen on top of the tracks and now just parts of them are still visible.

Felipe is the group representative and he relates that he’s 54-years-old and only studied up to fourth grade in elementary school. He married María and they formed a family and had children. Currently, though, they only have one son left at home who is attending school and a granddaughter who is also in their care. Felipe relates that he has worked raising animals and at the moment has only seven pigs and two heads of cattle. He has 17 years’ experience in this activity. He started it because he had to find another source of income because even though he worked as a laborer often his family needed other things and that’s why he decided to start raising animals which is a very good activity that can be developed well in his community. But he also got into it because a friend invited him to raise some animals and that motivated him very much because at the very beginning he gave him a litter of pigs that he’d set aside for him and he accepted it and that’s how he started to raise animals.

This is why he’s asking for a loan from the institution in order to buy feed for the pigs to fatten them up. The lack of cash to buy more feed is a difficulty he’s going through at present but thanks to the loan he will be able to buy the feed. Some time ago he reached the point of having large sows that produced up to 25 piglets. He did very well and one day he was asked to accept the position of delegate and he accepted but it absorbed too much of his time and he started to have problems with his animals. Two of the sows that were about to give birth lost their entire litters because of lack of care. He lost 50 piglets in a single day. If the pigs and cattle he has at home now grow well in a short period of time he will be able to sell the pigs at a good price. With good care and being fed well he’ll be able to recuperate and reach the same number in four months. He wants his animals to grow and he wants to have much more so that his children can continue going to school because he wants them to have careers where they can develop professionally. Felipe is a very hardworking, responsible man. All he wants is a better quality of life for his family.

María and Celia are part of the group; they also raise animals and will also invest in Felipe’s animals because this is a shared activity.
View original language description ↓
El grupo “Rieles” está conformado por dos mujeres y un hombre los integrantes son familiares y el nombre del grupo lo eligieron precisamente por eso pero también porque el lujar donde ellos viven están unos Rieles que es por donde pasaban el transporte pero con el tiempo desapareció nos platica Don Felipe que empezaron a construir encima de esos rieles y ahora ya solo se alcanza a apreciar una parte de los rieles, Don Felipe quien es el represente nos platica que tiene 54 años de edad, solo estudio hasta cuarto grado de primaria se caso con la señora María juntos formaron una familia hijos pero por el momento solo tienen un hijo que se encuentra estudiando y una nieta que también está a su cargo, Don Felipe nos platica “Yo me dedico a la cría de animales por el momento solo tengo siete cerdos y dos reces en la actividad tengo ya 17 años de experiencia, inicie mi negocio porque tenía que obtener otra entrada de dinero aunque trabajo como obrero muchas veces la familia necesita otras cosas y es por eso que me decidí criar animales ya que es una actividad muy buena que se puede desarrollar muy bien en la comunidad, pero también inicie porque tenía un amigo que me invito a criar animales y me motivo mucho porque desde al principio me ofreció una tanda de cerdos que tenia para mí y se acepte y así fue como empecé a criar animales, es por eso que estoy solicitando un nuevo crédito con la institución para comprar alimento para cerdos para engordar a sus cerdos, es una dificultad por la cual estoy atravesando la falta de dinero para comprar más alimento pero gracias al crédito el podre comprar el alimento, hace tiempo yo llegue a tener cerdas grandes que podían darme hasta 25 lechones (cerdos chicos) me iba muy bien sin embargo un buen día me invitaron para hacerme cargo del puesto de delegado el cual acepte pero absorbía mucho mi tiempo y fue cuando empecé a tener problemas con mis animales, dos cerdas que estaban a punto de parir perdieron todos sus lechones por salta de atención, llegue a perder 50 lechones en un mismo día, si mis cerdos que tengo en casa y mis reces crecen en muy poco tiempo podre vender mis cerdos a muy buen precio con atención y que estén muy bien alimentados en cuatro meses podre recuperarme en la misma cantidad, quiero que mis animales crezcan y siga yo teniendo mucho más para que mis hijos puedan seguir estudiando ya que deseo que ellos terminen una carrera donde puedan realizarse profesionalmente.” Don Felipe es un hombre muy trabajador y responsable lo único que quiere es mejorar la calidad de vida de su familia. Doña María y Celia forman parte del grupo quienes también se dedican e invertirán en los animales que tiene Don Felipe ya que es una actividad compartida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 28
    View loans »
    Mexico Loans Fundraising
  • $18,610,225
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rieles Group's $475 loan helped a member to buy pig feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2012
Listed
Sep 26, 2012
Currency Exchange Loss:
Possible
Ended:
May 30, 2013