With much effort and enthusiasm, Marisol opened a small beverage business selling soft-drinks, beverages, water and beer, among others. She starts work very early in the morning every day. She works approximately 12 hours per day on average and believes she does well because she does not have much competition in her zone and because of the kind customer service she provides.
Marisol is grateful to Kiva lenders because thanks to the support provided she will be able to buy a tarp, tables and chairs for her business. In this way, Marisol will have the business better equipped so that her customers will be more comfortable and feel at ease. She hopes her sales and income will increase as a result and it will be very useful for her to expand the business and have her own house in the future.
Con mucho empeño y entusiasmo, Marisol puso en marcha su pequeño negocio de venta de bebidas, tales como gaseosas, refrescos, agua, cerveza, entre otros; todos los días desde tempranas horas de la mañana inicia su labor, ella puede trabajar un aproximado de 12 horas y cree que le va bien porque no tiene mucha competencia en su zona y por el trato amable que brinda a sus clientes.
Marisol se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un toldo, mesas y sillas para su negocio; de esta manera Marisol tendrá su negocio mejor acondicionado donde sus clientes puedan estar mas cómodos y se sientan a gusto, así ella espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para que en un futuro no muy lejano pueda ampliar su negocio y tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid