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El Manantial (Ganadería) Group
In this Group: Gloria , Paulina , Elvira , Lourdes , María , Romualda

Update on El Manantial (Ganadería) Group

The ‘Manatial” [Spring] group is in a very peaceful community where the people are known for being humble and very unassuming. Above all, the group is always very respectful. It is comprised of six very hard-working women, who, in addition to their household chores, are entrepreneurs. Each one of them has a productive business activity.

That is why they are requesting a loan from the institution. For example, Paulina, Elvira, Gloria, and Romualda buy sheep to raise and fatten. They are later able to sell them. María will invest in dairy products to stock her grocery store.

The group members do not know why its name was chosen. The people who started the group are no longer working with the institution. Nevertheless, they believe that it is because the place where they live has many small springs. These are very helpful to the inhabitants when their community does not have potable water.

Elvira is a member of the Manantial group. She tells us that she is 33 years old, and she has been married to Melquiades for 15 years. Together they have formed a family with six children, three of whom go to the community school. Elvira explains, “I have always lived in the community. Ever since I was little I have seen all of the community’s customs like the dishes that are eaten, the holidays that are celebrated, the typical clothing, what is grown, and what is raised. Also, through the years I have seen how all of this is being forgotten. What I have learned from my community is raising animals like the sheep that I have at home. I have three sheep, but I am thinking of buying five more and fodder. I started this business activity individually five years ago. The person who helped me a lot to be successful in my business activity was my mother-in-law. She taught me important tips in order to be successful. The only difficulty I encountered is the lack of information about how to take better care of my sheep. Many times they get sick and die. I would like to get training in order to know about this issue.

This time I will use the loan to buy wood to improve and enlarge the sheep corral. I only have three, and if I buy five more sheep, they will not fit. All of them together will be very uncomfortable. I bought my sheep when they were little in order for them to grow and fatten so that I could later sell them for a better price. When they are bigger and fatter, the pay is better. In order to achieve all of this, in the mornings I clean the corral where they sleep. After that I give them dried grass to eat, and I provide them with water.

In the afternoon, after my children get home from school, I feed them. Then we all go to the plains for my sheep to graze. This is what I like the best because my children play soccer there, and they have a lot of fun. This way I take care of my sheep and my children.” When we asked her what her goal is, she smiled and said, “Fixing my house because I don’t want it to leak like a sieve. When it rains it gets very wet, I do not know how to control the leaking. My goal for my children is for them to complete their studies, and earn a professional degree."
View original language description ↓
El Grupo Manantial se encuentra en una comunidad muy tranquila donde las personas se caracterizan por ser humildes y muy sencilla pero sobre todo siempre muy respetuosa el grupo está conformado por 6 mujeres muy trabajadoras que además de sus tareas domesticas son mujeres emprendedoras ya que cada una de ellas tiene una actividad productiva como es por eso que están solicitando el crédito a la institución como por ejemplo las señoras Paulina, Elvira, Gloria, Romualda, compraran borregos para cría y engorda para que en un futuro puedan vender mientras que doña María invertirá en productos lácteos para surtir su tienda de abarrotes, las integrantes del grupo no saben porque se llama así el grupo ya que las personas que iniciaron el grupo ya no están trabajando con la institución sin embargo ellas creen que el nombre lo eligieron porque en la comunidad donde viven existen varios manantiales que son de gran ayuda a la población cuando en su comunidad no hay agua potable, Doña Elvira es una integrante del grupo manantial nos platica que tiene 33 años de edad está casada con el señor Melquiades desde hace 15 años juntos han formado una familia con 6 niños los cuales tres de ellos asisten a la escuela de la comunidad Doña Elvira argumenta “Siempre he vivido en la comunidad y desde pequeña he visto todas las costumbres que se tienen en la comunidad como los platillos que se comen, las fiestas que se celebran, la vestimenta típica, lo que se cultiva, lo que se cría y también a través de los años he visto como se van quedando en el olvido de todo esto a lo que veo y he aprendido de mi comunidad es criar animales como los borregos en casa tengo 3 borregos pero pienso comprar 5 borregos mas y pastura la actividad la inicie ya individualmente hace 5 años quien me ayudo mucho para tener éxito en mi actividad fue mi suegra ya que fue me enseño tips importantes para lograr mi éxito. La única dificultad que presento algunas es la falta de información para cuidar mejor a mis borregos ya que muchas veces enferman y mueren si me gustaría capacitarme para saber qué hacer en esta cuestión esta vez con el crédito voy a comprar madera para mejorar y hacer más grande el corral de mis borregos porque solo tengo tres y si compro los cinco borregos mas ya no van a caber y van a estar muy incómodos todos juntos, mis borregos los compro desde chicos para crecerlos y engordarlos para después venderlos a un mejor precio porque entre más grandes y gordos estén mejor es la paga, para lograr todo esto por las mañanas les limpio el corral donde duermen después les doy de comer zacate seco y les pongo su agua para cuando se les ofrezca y por la tarde después de que mis hijos regresan de la escuela les voy de comer y nos vamos todos a pastar a mis borregos al llano es lo que más me gusta porque ahí mis hijos juegan futbol se divierten mucho así yo cuido de mis borregos y de mis hijos” cuando le cuestionamos cual era su meta sonriendo nos dijo “Arreglar mi casa ya no quiero que goteé como coladera ya que cuando llueve se moja mucho y no se cómo controlar la goteadera y para mis hijos quiero que terminen una carrera profesional”.


Previous Loan Details

The group "Manantial" (Spring) is located in a Mazahua community. In order to get to their meeting place, the members must travel a long distance on foot since it is impossible for any form of transportation to reach th... More from El Manantial (Ganadería) Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 12
    View loans »
    Mexico Loans Fundraising
  • $17,551,825
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Manantial (Ganadería) Group's $4,425 loan helped a member to buy wood to improve and enlarge the sheep corral.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Sep 26, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 19, 2013