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A rural villager located in the south-central Albania, Hatixhe is a 60 year-old mother of six children. Some of her children are still dependent and go to school. She has been farming on her farmland and planting potatoes & grains and practicing animal husbandry as the main income source for long time now. With her current business, Hatixhe earns US$4 per day and is able to save US$2 daily. In addition to all this, she has been looking after her husband who has been paralyzed for almost ten years.

With a lack of money for her business, Hatixhe is applying for her second loan with VisionFund Albania. She will use this loan to replace the roofing of their house. The roof currently leaks and rain water is getting inside.

This loan will be a great help to their family and Hatixhe and her husband thank all lenders at Kiva.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 106.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Hatixhe to replace the roofing of their house; at the moment the roof leaks and rain water is getting inside.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Sep 30, 2012
Currency Exchange Loss:
Oct 17, 2014