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Alejandro is 37 years old and is married to Cleofé, who is 35 years old. They have two children and live in their own home which they bought thanks to their daily efforts. Alejandro is a farmer and has been working his own plot of land for the past 12 years. He cultivates cocoa, coffee, and stevia plants. At harvest time he counts on the help of daily harvest workers. He knows very well that the money he obtains comes from producing high quality fruits. His cocoa and coffee products are sold in the central markets of his community, since that is where they offer the best prices for quality grains. What he likes most about his job is harvesting the fruits, since he feels that the months of arduous labor provide him with the payoff through high quality fruits. He thinks the most difficult part is transporting his products from the field to the place where they dry. In the future, he hopes to buy more land and to increase his production. But for now he is prioritizing finishing construction of his house. This is his fifth credit, and he feels that the money will help him greatly in the progress of his work. In his communal bank he is very beloved by the other members, since he is very good to them. With the 1,000 nuevos soles (Peruvian currency) he will buy roofing tiles for his home.
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Alejandro de 37 años de edad, de estado civil casado con Cleofé de 35 años y tienen 02 hijos; viven en su casa propia que compraron gracias a su esfuerzo cotidiano. Alejandro, es agricultor; viene trabajando en su propia chacra hace 12 años donde cultiva plantas de cacao, plantas de café, plantas de estebia. En tiempos de cosecha cuenta con el apoyo de los jornaleros. Sabe muy bien el dinero que obtiene es por producir buena calidad de frutos. Sus productos de cacao y café los comercializa en los centros de acopio de su comunidad, puesto que es donde mejores precios le ofrecen por la calidad de sus granos. Lo que más le gusta de su trabajo es cosechar los frutos, ya que así siente que los meses de arduo trabajo le brindan como recompensa la calidad de sus frutos. Considera que lo más difícil es trasladar los productos desde la cosecha hasta el punto de secado. Para más adelante, espera comprar nuevas tierras, para aumentar su producción; pero por ahora prioriza en terminar la construcción de su casa. Este es su crédito número 05, siente que el dinero del crédito le ayudara mucho en el progreso de su trabajo. En su banco comunal es muy querido por el resto de sus compañeros, ya que es muy solidario con ellos. Con los 1,000 nuevos soles comprará calaminas para el techado de su hogar.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $58,953,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Alejandro to purchase roofing tiles for his home.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 3, 2012
Currency Exchange Loss:
Nov 15, 2012