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Zuhra is a 51-year-old married woman with 1 child. She is currently running a general store that she opened a year ago.

She is working hard to support her family and works 7 days a week so she may be able to contribute to the household income, which is currently insufficient to meet the family needs.

When Kashf’s loan officers found Zuhra in these circumstances they informed her about micro finance and the facilities they had to offer. The idea of borrowing from Kashf and starting her own business proved a excellent decision. She borrowed a loan and repaid timely and now she is requesting another loan of Rs. 25000 to buy more stock for the shop e.g., spices, pulses, rice, tea, oil, etc. While speaking to a loan officer at Kashf, she said her family has never slept without having a meal ever since she started her general store.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 485
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zuhra to buy more stock for the shop e.g., spices, pulses, rice, tea, oil, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 11, 2012
Currency Exchange Loss:
Jun 17, 2013