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Ms Saleem is a married woman. She is 53 years old and has three children. She is running a shop of bangles with her husband since 12 years. Her husband assists her in buying the stocks of bangles from the market. They serve well in their community. Now, she requested for a loan of Rs. 20,000 for buying a great variety of bangles in large quantity for the upcoming event of Eid (an Islamic festival). She has taken several loans from Kashf previously, which she has repaid on time. She is expecting a boost in her sales and wishes to spend the part of profits on the improvement of her house. Saleem shared her views that microfinance has changed her family’s life by supporting them through loans and enabled her to improve the standard of living of her family and she is able to send her children to school. She is thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 374
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Saleem to buy a greater variety of bangles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 22, 2012
Currency Exchange Loss:
Oct 17, 2013