Ines, Diana, and Marina are members to the Victoria Community Bank.
Ines is a single mom, is 35 years old and has 3 children. Ines sells cheese that she brings from the Alpachaca community, selling her products from store to store. Ines also cleans houses and provides laundry services. With the loan she will obtain Ines will purchase a cart to sell a chicken dish called salchipollo.
Diana lives with her common law spouse, is 22 years old and she is pregnant with their first child. She sells fish in the fish market in the city of Ayacucho, bringing in her products from Lima.
Marina is married, she is 42 years old and has 2 children. Marina sells prepared foods from her home, and she also has a small grocery store.
Ines, Diana and Marina need loans in the amount of 900 soles, 750 soles, and 1000 soles, monies that will be invested in the purchase of fish, lentils, rice, milk, detergents, and a cart.
Translated from Spanish by Erika Lindig, Kiva Volunteer.
Ines, Diana y Marina pertenecen al Banco Comunal Victoria.
Ines es madre soltera, tiene 35 años y 3 hijos, Ines vende quesos que trae de la comunidad de Alpachaca, sus productos lo vende ambulatoriamente a tiendas, además Ines hace limpieza y lava ropa ajena. Ines con el préstamo que obtendrá tiene proyectado comprar una carreta para vender salchipollo.
Por otro lado Diana es conviviente, tiene 22 años y esta embarazada de su primer hijo, Diana vende pescado en el terminal pesquero de la ciudad de Ayacucho, sus productos lo adquiere de la ciudad de Lima.
Mientras que Marina es casada, tiene 42 años y 2 hijos, Marina vende comida en su casa, además tiene una tienda de abarrotes.
Ines, Diana y Marina necesitan préstamos de 900 soles, 750 soles, 1000 soles, dinero que será invertido en la compra de pescados, lenteja, arroz, leche, detergente y una carreta.
Los sueños de Inés, Diana y Marina son tener un trabajo seguro, sus hijos estudien, tener una tienda de abarrotes, construir su casa.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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