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09.01.07 Phú Sơn 3 Group
In this Group: Hoa, Vân, Nhẫn , Oanh, Hướng
Mrs. Hoa has a retail business selling dry food. She is requesting a loan to purchase general household commodities to resell.

Hoa is 39 years old and she is married with 2 children. She is the leader of a 5-member group, the 09.01.07 Phú Sơn 3 solidarity group. Hoa lives in Thanh Hoa City and supports her 2 children with her business.

This is her first loan with the Thanh Hoa Fund of Poor Women. Hoa has operated her business for more than 10 years. The main hardship that she faces in her business is the lack of capital.

With her business profit, Hoa hopes for her children to do well in school, for her family to be healthy and happy, and to make enough money to provide for her kids.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $14,427,750
    Funds lent in using Kiva
  • 20,840.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 09.01.07 Phú Sơn 3 Group's $1,275 loan helped a member to purchase general household commodities to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 30, 2012
Currency Exchange Loss:
Oct 23, 2013