Marleni, Irma and Maribel are members of the Ccatun Sacha Community Bank, meaning «Great Tree» in the quechua language.
Marlenis lives with her common law spouse, is 24 years old and has 2 kids. Marleni sells fruits from house to house in her neighbourhood, a job that she keeps from Monday to Friday. Marleni also sells clothing, and school bags on Saturdays and Sundays in the San Juan market.
Irma is married, she is 24 years old and has 2 kids. Irma sells prepared foods at the final stop of a transport company, and she also sells clothing on credit to clients that she knows well.
Maribel is a single mom, is 27 years old and has 1 child. Maribel sells cosmetics by catalogue and she also works in a drug store.
Marleni, Irma and Maribel request loans in the amounts of 800 soles, 1600 soles, and 200 soles to invest in the purchase of school bags, fruits, kids clothing, slacks, soft drinks, cosmetics and perfumes.
Translated from Spanish by Erika Lindig, Kiva Volunteer.
Marleni, Irma y Maribel son socias del Banco Comunal Ccatun Sacha que significa “Árbol Grande” en quechua.
Marleni es conviviente, tiene 24 años y 2 hijos, Marleni vende frutas de manera ambulatoria cerca de su casa, actividad que realiza de lunes a viernes. Además Marleni vende ropa, mochilas los días sábados y domingos en la feria de San Juan.
Por otro lado Irma es casada, tiene 24 años y 2 hijos, Irma vende comida en el ultimo paradero de una empresa de transportes, además Irma vende ropa a crédito que reparte a clientes ya establecidos.
Mientras que Maribel es madre soltera, tiene 27 años y 1 hijo, Maribel vende cosméticos por catalogo y además Maribel trabaja en una botica.
Marleni, Irma y Maribel necesitan préstamos de 800 soles, 1600 soles, 200 soles, dinero que será invertido en la compra de mochilas, frutas, conjuntos para niños, pantalones, gaseosas, cosméticos y perfumes.
Los sueños de Marleni, Irma y Maribel son tener un negocio grande, una vidriería, una tienda de ropa y sus hijos estudien.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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