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Arlene's Group
In this Group: Arlene, Rosita
Arlene is married with 2 children. She is 40 years old and lives in Gango, Ozamiz City.

Arlene has a store to earn a living and has had this business for 15 years. Each month, she earns PHP 5,000 doing this type of work. She has requested a loan to purchase additional stock for her store like beverages, spices, sacks of rice, noodles, canned goods, etc.

Arlene has been a member of PMPC for 4 years. In the future, Arlene hopes to improve her living situation and to support her family especially in their daily basic needs and to support her children in their studies.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $7,000
    Average annual income
  • 1628
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Arlene's Group's $1,425 loan helped a member to purchase more stock for their store like beverages, spices, sacks of rice, etc.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 30, 2012
Currency Exchange Loss:
Sep 17, 2014