Nzembi lives in the Mombasa area of Coast Province, Kenya. She is the married mother of six children, three of whom attend school. She owns a retail shop that she has been operating for six years.
She learned about Milango through friends who invited her to the group, and she joined with the aim of accessing credit to improve her business operations. Her main challenges are competition and lack of funds.
Nzembi is applying for a loan of 31,500 Kenyan shillings to buy sugar, wheat and maize flour, and cereals. Her extra income from the loan will be added to her savings to improve the living standard of her family and also provide a good form of education to her children. Her dream is to expand and open up a wholesale shop.