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Nora Concepcion
Nora, 37, is married and has a son; she lives in the town of Choloma, Cortes. Nora has her own source of income. Three years ago she started a home-based business selling food and as an additional source of income she makes curtains and sheets. The food business is on weekends; she sells breakfast, lunch and dinner.

She’s had four ODEF loans that have helped her to keep her business stable. She will use her current 22,000 Lempira loan to buy ingredients like flour, lard, meat, dairy products, condiments, etc. needed to prepare her meals; she will also buy kitchen utensils. She hopes her business will be more profitable and to be able to stay in business. Her goal is to work hard to have a better standard of living with her family.
View original language description ↓
Nora, tiene 37 años de edad, casada, tiene un hijo, vive en el municipio de Choloma, Cortes. Nora tiene su propia fuente de ingresos, hace tres años inicio un negocio en su casa donde vende variedad de comidas y como otros ingresos confecciona cortinas y sabanas. El negocio de comidas lo atiende el fin de semana, vende desayunos, almuerzos y cenas. Ella ha obtenido cuatro préstamos con ODEF lo que le ha permitido mantener estable su negocio. El préstamo actual es por 22,000 Lempiras y lo va invertir en la compra de insumos necesarios para la elaboración de comidas como harina, manteca, carnes, lácteos, condimentos, etc. y compra de utensilios de cocina. Espera que su negocio sea más rentable y poder seguir trabajando. Su meta es trabajar duro para lograr tener un nivel de vida mejor con su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 56
    View loans »
    Honduras Loans Fundraising
  • $8,390,575
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Nora Concepcion to buy ingredients and kitchen utensils.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 8, 2012
Listed
Sep 26, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014