Check out some available loans that are similar to this one!
Carmen Rosa
Carmen is 55 years old. She lives in the city of Chincha, characterized by its warm and pleasing climate. Its people are cheerful and have a special gift for preparing food. The city of Chincha is the cradle of great glories of Peruvian sports. They also dance one of the traditional dances of our country, which is El Festejo. Carmen is the mother of 4 children. They are grown now, but she has always fought to give them a dignified life and above all an example of work and love. Rosa is a very hardworking woman, but when she has a little free time she really likes to watch television and sometimes she likes to prepare one of her favorite dishes, which is the delicious “Arroz con Pato con Causa Rellena”. Due to the fact that she has few resources, she was only able to go to school up to the fourth grade, but she would have liked to go to secondary school.

Day to day, Rosa works in her small business selling colado. It is a very delicious dessert that can be eaten with bread or alone. She also offers sandwiches and champú, which is also a traditoinal dessert in our country. Rosa works in her bsuiness around 10 hours a day. She believes that it is going well for us in the business because she has a lot of experience and because she is a good cook.

Carmen is very grateful to the Kiva lenders, since thanks to the help they have offered she was able to buy merchandise for her business such as plastic cups to sell her products, as well as beans, chanchaca sauce, sesame seeds and more . This way, she can offer her products in a better way and improve her income and keep fighting each day to make her biggest dream come true: be able to re-build her house, which was destroyed in the 2007 earthquake.
View original language description ↓
Carmen tiene 55 años de edad, vive en la ciudad de Chincha, ciudad que se caracteriza por su clima cálido y acogedor, asimismo sus pobladores son personas muy alegres y tienen un don especial para la preparación de platillos, asimismo la ciudad de chincha es la cuna de grande s glorias del deporte peruano y sobre todo se baila uno de los bailes típicos de nuestro país el cual es el festejo. Carmen es madre de 4 hijos, los cuales actualmente son mayores de edad, pero por quienes siempre ha luchado para poder darles una vida digna y sobre todo con ejemplo de trabajo y amor. Rosa es una mujer muy trabajadora pero cuando tiene un tiempito libre le gusta mucho ver televisión y en ocasiones le encanta preparar uno de sus platillos favoritos el cual es el riquísimo “Arroz con Pato con causa rellena”. Debido a sus pocos recursos económicos ella solo pudo estudiar hasta el cuarto grado de secundaria, pero le hubiera gustado estudiar secretario.

Día a día Rosa trabaja en su pequeño negocio de venta de colado, el cual es un dulce muy rico que puede comerse acompañado de pan o comerse solo, también ofrece sándwich y champú, que también es un dulce típico de nuestro país, Rosa trabaja en su negocio alrededor de 10 horas diarias; ella cree que le va bien en su negocio porque tiene mucha experiencia y porque tiene una buena sazón.

Carmen esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio como taper plásticos para poder vender sus productos, así como insumos como frejol, chanchaca, ajonjolí al por mayor, entre otros; de esta manera ella podrá poder ofrecer de mejor manera sus productos y podrá mejorar sus ingresos y seguir luchando cada día para poder hacer realidad su más grande sueño:” Poder construir su vivienda ya que se derrumbo por el terremoto del año 2007”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Carmen Rosa to buy merchandise such as plastic cups, beans, chanchaca sauce, and sesame seeds wholesale, among other things.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2012
Listed
Sep 26, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013