Day to day, Rosa works in her small business selling colado. It is a very delicious dessert that can be eaten with bread or alone. She also offers sandwiches and champú, which is also a traditoinal dessert in our country. Rosa works in her bsuiness around 10 hours a day. She believes that it is going well for us in the business because she has a lot of experience and because she is a good cook.
Carmen is very grateful to the Kiva lenders, since thanks to the help they have offered she was able to buy merchandise for her business such as plastic cups to sell her products, as well as beans, chanchaca sauce, sesame seeds and more . This way, she can offer her products in a better way and improve her income and keep fighting each day to make her biggest dream come true: be able to re-build her house, which was destroyed in the 2007 earthquake.
Día a día Rosa trabaja en su pequeño negocio de venta de colado, el cual es un dulce muy rico que puede comerse acompañado de pan o comerse solo, también ofrece sándwich y champú, que también es un dulce típico de nuestro país, Rosa trabaja en su negocio alrededor de 10 horas diarias; ella cree que le va bien en su negocio porque tiene mucha experiencia y porque tiene una buena sazón.
Carmen esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio como taper plásticos para poder vender sus productos, así como insumos como frejol, chanchaca, ajonjolí al por mayor, entre otros; de esta manera ella podrá poder ofrecer de mejor manera sus productos y podrá mejorar sus ingresos y seguir luchando cada día para poder hacer realidad su más grande sueño:” Poder construir su vivienda ya que se derrumbo por el terremoto del año 2007”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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