Update on Jose HilarioJosé grows basic grains and vegetables. He needs to adopt new production technology such as a greenhouse, covering all of the vegetables with a screen. With this loan he is going to buy materials such as fertilizer and seeds. He hopes that his new way of planting and these materials will help him have better production.
He confesses that the effect that the previous loan had on him was very good. It allowed him to fulfill his family needs and invest in new crops with the profits from the harvest. He also has changed his way of life, with everything he needs to get ahead and be able to buy irrigation and greenhouse equipment.
El confiesa que el efecto que tuvo el crédito anterior en el negocio fue muy bueno, ya que le permitió suplir su necesidades familiares e invertir en nuevos cultivos con los beneficios de la cosecha, tambien ha cambiado su forma de vida teniendo lo necesario para seguir adelante y poder comprar un equipo de riego y de invernadero.
Previous Loan DetailsJosé, 46, is married and lives with his wife and three children. He grows vegetables every year such as sweet chile pepper, cucumber, green beans and corn. He has been involved in this activity for five years. He is requesting a loan to buy chile pepper, cucumber and green bean seeds, as wel... More from Jose Hilario's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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