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Jose Ramon
José Ramón, 39, is married and has four children; he lives with his family in the town of Tela, Atlántida. José works in agriculture and a year ago decided to start growing hot chili peppers because they are in high demand. He used to sell seafood. He sells his chili peppers in the local and the national market.

He’s had several cycles of ODEF support and he’s now asking for a 10,000 Lempira loan to buy a weeder for his hot chili pepper crops. With this tool he will save on labor costs and time and will provide better crop care. His goal is to buy his own farmland because the land he currently farms is leased.
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Jose Ramón, tiene 39 años de edad, casado, tiene 4 hijos y vive con su familia en el municipio de Tela, Atlántida. Don Jose se ha dedicado a realizar actividades agrícolas y hace un año decidió realizar el cultivo de chile picante, ya que tiene buena demanda. Anteriormente vendía mariscos. la producción de chile la vende en el mercado local y nacional. El ha obtenido el apoyo financiero de ODEF en varios ciclos, actualmente solicita un préstamo por 10,000 Lempiras, con el cual va comprar una maquina de chapear o deshierbar el cultivo de chile picante. Con esta herramienta va ahorrar pago de mano de obra y tiempo y dará mejor mantenimiento. El tiene como meta lograr la compra de un terreno propio para sus cultivos ya que donde cultiva actualmente es alquilado.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 17
    View loans »
    Honduras Loans Fundraising
  • $8,478,300
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jose Ramon to buy a weeder for his hot chili pepper crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 7, 2012
Listed
Sep 26, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013