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Lorm's Group
In this Group: Lorm, Sokha
Residing in Battambang province’s Thmor Koul district, Cambodia, Lorm is a 55-year-old married woman with five children. Among her children who live at home, one is still in school while another one works as a paid worker. Lorm and her husband earn their living through farming rice. Lorm has 30 years of experience in this business, earning around 23,000KHR per day.

She is a second-cycle client with VisionFund and is now leading a group member, who also is a second-cycle client with VisionFund, to apply for a loan in the amount of 400,000KHR in total. The past loans have helped Lorm guarantee the food security for her family and cover her household expenses. With this new requested loan portion, which is 100,000KHR, Lorm will buy fertilizers to apply in her rice-farming business. Via the help of this new portion of loan, Lorm believes that she can produce a higher income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lorm's Group's $100 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 24, 2012
Oct 2, 2012
Currency Exchange Loss:
Feb 15, 2013