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Alfred is a farmer and the father of six children, four of whom are already schooling. He has been in farming for ten years and currently produces milk and eggs for the local markets. He notes the major challenge in farming is caused by animal diseases.

Alfred has made a loan request amounting to 41,600 Kenyan shillings which he will use to buy and insure a dairy cow. He hopes to have a farm of four dairy cows and rank among the major suppliers for the two products.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 756
    View loans »
    Kenya Loans Fundraising
  • $43,830,000
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Alfred to buy and insure a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 29, 2012
Currency Exchange Loss:
Oct 21, 2013