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Augustina's Dira Group
In this Group: Augustina, Edward, Elter, Arapher, Leonera
Augustina, age 44, is married with four children. To support her family, she started a small cafe in 1994 and also a small beverage shop in 2007 where she sells soft drinks and alcoholic beverages. She works from 6am to 10pm daily and is able to make a monthly profit of about $210 from her sales.

In the past, Augustina has taken a loan in order to open her beverage shop and to also pay school fees for her children. She now hopes for a new loan for the same purpose. She will share this loan with her subgroup, whose members have cafe, general shop, and stationary businesses. They belong to a loan group whose members guarantee one another in paying back their loans.

In the picture, Augustina is on the right.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 35
    View loans »
    Tanzania Loans Fundraising
  • $14,897,325
    Funds lent in using Kiva
  • 1,213.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Augustina's Dira Group's $1,525 loan helped a member to buy more beverage stock and to pay school fees.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 7, 2008
May 9, 2008
Currency Exchange Loss:
Oct 8, 2008