Virgen De Bronce (Cuenca) Group
Gladys is one of the members. She’s taking out her first loan with the communal bank having been invited to join by a girlfriend who is an active member of it already. She lives in Baños Parish in the city of Cuenca. She’s 28-years-old, married and has two children who are 10 and 8 years old and attend the local little elementary school. Her husband works in construction. They do not own a house; they live in a house lent to them by a relative.
Gladys works taking in laundry for others, an activity she’s been doing for five years. She works Monday to Friday with no set schedule. She also does housework in several houses but only on some days of the week. Any time she has left over she dedicated to her family and her home.
She will use her loan to buy school supplies and uniforms for her children and groceries for her home. Her dream is to own a little house.
Una de las socias de este grupo es la Señora. Gladys, se encuentra realizando su primer crédito en la banca comunal al cual fue invitada por una amiga quien ya es socia activa. Vive por la parroquia de Baños en la ciudad de Cuenca, tiene 28 años de edad, está casada y ha concebido dos hijos de 10 y 8 años de edad que están estudiando en una escuelita de la localidad. Su esposo labora como albañil, no tienen casa propia aun por lo que viven en una casa prestada por un familiar.
Doña Gladys trabaja lavando ropa ajena actividad que la desempeña hace 5 años, trabaja de lunes a viernes sin un horario, también arregla varias casas pero solo algunos días de la semana y el tiempo que le queda le dedica a su familia y hogar.
Su crédito lo va a invertir en la compra de útiles escolares y uniformes para sus hijos y víveres de su hogar.
Su sueño es tener una casita propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid