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Apaua is a 34-year-old married woman with three children. She makes and sells donuts, pork buns, biscuits, and Chinese cake in her community. She has two years of experience with this business. Apaua needs a loan to buy bags of flour, bag of sugar, oil, soy sauce, and onions. She plans to use her profits to improve her business and help her family matters. Apaua has been a member of SPBD since 2012.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 91
    View loans »
    Samoa Loans Fundraising
  • $7,694,275
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Apaua to buy flour, yeast, baking soda, cooking oil, and other ingredients.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 29, 2012
Currency Exchange Loss:
Aug 17, 2013