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Lucia
Lucía is 34 years old. He is a hard worker, dynamic and friendly. She is living with Zenón, who is the father of her five children ages 15, 13, 9, 7 and 4. She lives with them in her own house, which she obtained years ago through effort and hard work.

Lucía makes a living selling groceries. She has a small store set up in her home where she sells basic products that are known for their quality and low prices. Among the items that she offers are rice, eggs, bread, milk, cooking oil and some sausages. She started this business about eight years ago and it is doing well thanks to the good clientele that she has built over the years. For the most part, she requires cash only, but she sometimes offers credit to those whom she trusts. She sometimes gets help from her partner, who helps her with cutomers and with the transport of merchandise, which she brings in weekly.

What she likes about her job is that she generates her own income, which allows her to pay for household necessities and helps her partner with the distribution and management of basic expenses. What she doesn't like is that she has to attend to the business all day, which has caused her to give up family gatherings and outings. However, she now always finds the necessary time to be with her family and has learned to balance her business with her home life.

This is loan number 4 with MFP. She is very happy to know that she has financial support that offers her the guarantee that she can continue working without worries. For her part, she is committed to continue being a member who pays her loans off on time, just has she did with previous loans. She also feels comfortable being a member of her communal bank, since all its members are very responsible and have solidarity among them. She will invest the loan of 1000 nuevos soles in the purchase of more staple products such as rice, sugar, bread, eggs, milk, and other items.
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Lucía, de 34 años de edad, es una mujer trabajadora, dinámica y muy sociable, tiene una relación de convivencia con Zenón quien es padre de sus 5 hijos de 15, 13, 9, 7 y 4 años de edad respectivamente y junto a ellos vive en su casa propia que obtuvo hace muchos años gracias a su esfuerzo y trabajo. Lucía tiene como actividad laboral la venta de abarrotes. Tiene una pequeña tienda instalada en su vivienda en donde ofrece a la venta productos de primera necesidad caracterizados por su calidad y bajos precios, entre los artículos que ofrece tiene arroz, huevos, panes, leche, aceite y algunos embutidos. Lleva en este negocio cerca de 8 años y le va muy bien gracias a la buena clientela que ha obtenido con el paso de los años. Generalmente vende al contado, pero en ocasiones realiza ventas al crédito a personas que gozan de su confianza. Eventualmente recibe la ayuda de cónyuge quien le ayuda en la atención y en el traslado de la mercadería que renueva semanalmente. Lo que le gusta de su actividad es que puede tener un ingreso económico que ella misma genera que le permite solventar las necesidades de su hogar y colaborar con su pareja en la repartición y manejo de los gastos básicos, lo que no le gusta de su actividad es que tiene que atender todo el día dejando muchas veces de lado algunas reuniones o salidas familiares, sin embargo siempre encuentra el tiempo necesario para hacerlo y ha aprendido a complementar bien su negocio con su vida en el hogar. Este es el crédito número 4 con MFP, está muy contenta al saber que tiene un apoyo financiero que le brinde la garantía para continuar trabajando con mucha tranquilidad, ella por su parte se compromete a seguir siendo una socia puntual en el pago de sus cuotas así como lo hizo en anteriores créditos que tuvo, asimismo se siente cómoda perteneciendo a su banco comunal ya que todos sus integrantes son muy responsables y solidarios.
Con el préstamo de 1000 nuevos soles, lo invertirá en la compra de más productos de primera necesidad como arroz, azúcar, pan, huevos, leche y otros.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Lucia to buy rice, sugar, bread, eggs, milk and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2012
Listed
Oct 3, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013