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Merita, 33, is married and educated, yet despite her education, she hasn’t been able to find a job in her field. As such, she has been working in the agriculture industry for about 10 years now. She lives with her husband and looks after her brother who suffers from serious illness and lives with them. They live in a rural village in the central eastern part of the country where the economy lately has improved thanks to agriculture and livestock.

Merita works long hours every day of the week in animal husbandry. At times she feels exhausted ”yet, I feel I’ve got no other choices,” she explains. Earlier in the month of September, Merita approached VisionFund Albania to request a loan to buy feed for her livestock. She has requested loans from the same institution and repaid them on time.

Merita hopes to get support from lenders at Kiva.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 107.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Merita to buy feed for her livestock.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 1, 2012
Currency Exchange Loss:
Jan 18, 2014