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Ermira
Ermira, resident of a main city in central Albania, is an Egyptian woman from a vulnerable ethnic minority community. She is a 42-year-old mother of four dependent children who are still attending public school. She has been selling used clothes and other used items and accessories as a main income source for twelve years. She earns enough from her business, according to her, to feed her children.

With a lack of money for her business at the moment, Ermira is applying for her first loan with VisionFund Albania. She will use this loan to purchase used items to sell to better support her family and set aside some money for the future renovation of their small family house.

Being aware that her information will be published on Kiva’s website for lenders’ support, Ermira is thanking them in advance.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $7,800
    Average annual income
  • 32
    View loans »
    Albania Loans Fundraising
  • $2,270,000
    Funds lent in using Kiva
  • 107.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Ermira to buy used clothes and other used items for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 21, 2012
Listed
Sep 29, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014