Ermira, resident of a main city in central Albania, is an Egyptian woman from a vulnerable ethnic minority community. She is a 42-year-old mother of four dependent children who are still attending public school. She has been selling used clothes and other used items and accessories as a main income source for twelve years. She earns enough from her business, according to her, to feed her children.
With a lack of money for her business at the moment, Ermira is applying for her first loan with VisionFund Albania. She will use this loan to purchase used items to sell to better support her family and set aside some money for the future renovation of their small family house.
Being aware that her information will be published on Kiva’s website for lenders’ support, Ermira is thanking them in advance.
More information about this loan
Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.