Day to day Cesar works driving his car providing taxi services because with the fruits of his labor and with much effort he’s able to cover household expenses. He believes he does well in his business because he’s very kind and above all because he very much wants to get ahead every day.
Cesar is very grateful for the support Kiva lenders have given him because thanks to it he will be able to service his vehicle, to buy tires and to renew his driver’s license. In this way, his vehicle will be safer and above all he’ll have the necessary documents to continue working and he will be able to continue striving towards making his greatest dream reality: to give his children a good education and to establish a taxi firm.
Dia a día Cesar trabaja en su vehículo como chofer de taxi, ya que con el fruto de su trabajo puedo solventar los gastos de su hogar con mucho esfuerzo; el cree que le va bien en su negocio porque es muy amable y sobre todo tiene muchas ganas de salir adelante cada día.
Cesar está agradecido con la ayuda que le han brindado los prestatarios Kiva ya que gracias a ello podrá realizar un mantenimiento general a su vehículo, compra de llantas y renovación de documentos de licencia de conducir; de esta manera su vehículo será más seguro y sobre todo tendrá los documentos necesarios para seguir trabajando y podrá seguir luchando cada día por hacer realidad su más grande sueño:” Darle una buena educación a sus hijos y formar una empresa de taxis”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid