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Flora
62-year-old Flora is a tenacious, entrepreneurial woman who has been a very hard worker since she was young. She works non stop every day and always has reasons to keep going. She has been a widow for many years but she has five children who were the fruit of her love. Flora lives in her own home together with two grandchildren who are 19 years old and 11 years old. She has brought them up since they were very young and works hard every day for them, in order to provide for them.

Flora's business is selling candies. She has a tabletop on which she places all kinds of sweet treats such as chocolate, cookies, candies, gum and other snacks. She works near a very busy leisure center and fortunately she always makes good sales throughout the day. Flora renews her products weekly and invests up to 300 soles in each purchase. She has been in this business for more than 12 years and sometimes receives help from her grandchildren when they are not studying. Sometimes Flora also sells food and drink at home, depending on the weather and the capital that she has available at the time. What she likes about her business is that it allows her to make income herself which she can use to cover her grandchildren's needs. She feels very happy to be working because it makes her feel useful to society though she has often felt like stopping because of the tiredness she experiences as a result of her age. However, she always finds new energy and continues working with a lot of optimism. She hopes to improve her sales business for the well-being of her family.

This is Flora's 3rd loan from MFP. She is grateful to the people who will give her the loan she needs to increase her working capital and pledges to make her loan repayments on time. She is happy to belong to her community bank because the members are very supportive and responsible. Flora will invest her 1,000 soles loan in buying more sweet treats such as candies, cornflakes, gum, etc. She will also renew the utensils that she uses in selling her soft drinks such as plastic jugs and buckets.
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Flora, de 62 años, es una mujer luchadora, emprendedora y desde joven muy trabajador, es incesante en su labor diaria y siempre tiene motivos por los cuales sigue adelante, es viuda desde hace muchos años, pero fruto de su amor tiene 5 hijos, vive en su casa propia junto a dos nietos de 19 y 11 años respectivamente a quienes cría desde muy pequeños y es por ellos por quienes se esfuerza día a día para salir adelante. La actividad que realiza Flora es la venta de golosinas. Ella tiene un tablero en el que coloca diariamente todo tipo de golosinas como chocolates, galletas, caramelos, chicles y distintos bocaditos. Trabaja alrededor de un centro de esparcimiento muy concurrido por la población y afortunadamente siempre tiene buenas ventas durante todo su horario de trabajo. Renueva sus productos de manera semanal llegando a invertir hasta 300 soles en cada compra. Lleva en esta actividad más de 12 años y en algunas ocasiones recibe la ayuda de sus nietos cuando no se encuentran estudiando. En algunas ocasiones vende comida y refrescos en su casa dependiendo del clima y del capital económico con el que cuente en ese momento. Lo que le gusta de su actividad es que puede tener un ingreso económico que ella misma genera que le permite solventar las necesidades de sus nietos. Se siente muy feliz desarrollando su trabajo por que se siente útil a la sociedad aunque muchas veces ha sentido desistir por el cansancio que en ocasiones siente debido a su edad, sin embargo, siempre obtiene nuevas energías y continúa realizando su labor con mucho optimismo. Espera continuar vendiendo mucho mejor por el bien de su familia. Este es el préstamo número 3 con MFP, agradece a aquellas personas que le brindan el crédito que requiere para aumentar su capital de trabajo, se compromete a pagar puntualmente sus cuotas, está contenta de pertenecer a su banco comunal ya que son muy solidarios y responsables. Con el préstamo de 1000 nuevos soles, lo invertirá en la compra de más golosinas como caramelos, hojuelas de maíz, chicles entre otros., además renovarás los utensilios que usa en la venta de refrescos comprando baldes y jarroncitos de plástico.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Flora to buy candies, cornflakes and gum, plastic jugs and buckets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2012
Listed
Oct 3, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013