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El Renacer De Chacrasana Group
In this Group: Maria Teresa , Loyda , Magali , Marisa , Aurora Patricia , Elba Emilia , Miriam *
* not pictured
Greetings from Peru! The El Renacer de Chacrasana group is starting its sixth cycle. It is comprised of seven responsible and supportive women.

María is one of the members of this group. She has been selling beauty products for over two years. María, age 28, is married and has two minor children. It was one of her friends that motivated her to undertake said business. She is happy because, thanks to her work, she has been able to support her husband with the household expenses.

The requested loan is to buy beauty products like cologne, talcum powder, and creams, among others.

María’s dream is to have a grocery store, which would generate greater income. This would improve her family’s quality of life. María is grateful to the Kiva lenders for the help provided because this makes it possible for her to progress.

In the photo María is the first one on the right. She is standing, and she is wearing beige jacket.
View original language description ↓
¡Saludos desde Perú! El grupo “El Renacer de Chacrasana” es un grupo que está iniciando su 6to ciclo, conformado por 7 mujeres responsables y solidarias.

Una de las socias de este grupo es María, que se dedica a la venta de productos de belleza desde hace más de 2 años.

María tiene 28 años, es casada y tiene 2 hijos menores de edad. Fue una de sus amigas quien la motivó a emprender dicho negocio y se siente feliz pues gracias a su trabajo a podido apoyar a su esposo con los gastos del hogar.

El préstamo solicitado es para la compra de productos de belleza como colonias, talcos, cremas, entre otros.

El sueño de María es tener una bodega la cual le genere mayores ingresos y así mejorar la calidad de vida de su familia.

María agradece a los prestamistas Kiva por la ayuda brindada ya que hace posible su progreso. En la fotografía, María es la primera del lado derecho, en pie, y viste casaca color beige.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 57
    View loans »
    Peru Loans Fundraising
  • $54,541,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Renacer De Chacrasana Group's $3,250 loan helped a member to buy beauty products like cologne, talcum powder, and creams, among others.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2012
Listed
Oct 3, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013