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Philomenen is 47 years old and is married with four children who are between 12 and 20 years old. She sells beans and maize from a store which operates from 8:00 a.m. until 6:00 p.m. every day. She currently employs two people to help her and she has twelve years of experience in this work.

Philomenen has requested a loan from Kiva lenders via Vision Finance Company in order to buy more quantities of beans and maize to resell. She plans to use any profits generated from this loan to satisfy her family's basic needs and to pay for medical insurance for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 22
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 603.0
    Rwanda Francs (RWF) = $1 USD