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Margaret is married and has five children, only one of whom goes to school. She also takes care of additional family members (grandchildren). She's had a business selling charcoal for 10 years. She sells her charcoal at wholesale to all people. She has applied for a loan of 2,500,000 Ugandan shillings from MCDT-SACCO so she can buy more bags of charcoal.

Margaret earns additional income by selling piped water. Her major business challenges are transportation and thieves. She is hoping to buy a delivery van, and also to build rental rooms. She resides in her own house and her family has access to electricity but not to piped water. Her monthly expenses include feeding the family and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $30,725,575
    Funds lent in using Kiva
  • 2,515.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Margaret to buy more bags of charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Sep 28, 2012
Currency Exchange Loss:
Sep 17, 2013