Rosemary is a 49-year-old married woman with four children. She lives in Kamwenge, Uganda. She has a vision of educating her children up to the university level. For fifteen years she has been operating a bar. She started with 100,000 shillings and now has 20,000,000 shillings as a working capital. Her main hardships are price fluctuations and inflation. She has a vision of diversifying her business to include farming and expanding her business to new markets. Rosemary needs a loan to buy more crates of beer and soda to sell.