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Nyarutuntu Kalibaimukya Group
In this Group: Vicent , Rose, Wilson, Charles, Nestori, Francis, John
Vicent is a 39-year-old married man with six children living in Kyenjojo, Uganda. He is in the business of selling clothes and has been in business for ten years. He started as a farmer and after accumulating enough profits he ventured into the clothing business to supplement his farming activities.

Like many traders, he is challenged by inadequate capital to purchase in large quantities and the seasonal nature of the business. He has a personal goal of building a permanent house and a business goal of diversifying his business to include food selling and also to become a wholesaler. Vicent, who is dressed in a pink shirt, intends to use the loan to buy clothes to sell ahead of the Christmas season.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,515.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyarutuntu Kalibaimukya Group's $1,100 loan helped a member to buy clothes to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 28, 2012
Currency Exchange Loss:
Mar 18, 2013