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Ludmila is a widow, and she has an adult daughter. Ludmila sells men's clothing at one of the markets in Melitopol. She has her own kiosk, which allows her to lower her operating costs (she does not pay to rent space) and increase her profit.

Ludmila is responsible and hard-working, has a lot of experience in trade, and is sociable and friendly. All this enables her to be a successful businesswoman. Ludmila is asking for a loan in order to purchase men's shirts and sweaters for autumn.
View original language description ↓
Людмила - вдова. У нее есть одна взрослая дочь. Людмила торгует мужской одеждой на одном из рынков города Мелитополь. У нее свой киоск, что позволяет ей снижать затраты (она не платит аренду места) и увеличивать прибыль.

Людмила - ответственна и трудолюбива, у нее большой опыт торговли, она общительна и вежлива. Все это способствует Людмиле быть успешным предпринимателем. Людмила просит предоставить ей кредит на закупку осенних рубашек и свитеров.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ludmila to buy men's shirts and sweaters for autumn.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 24, 2012
Currency Exchange Loss:
Jun 17, 2013