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Shahnoza is 26 and married with one child. She's been working as a middle school teacher for over 5 years -- a job that does not pay well.
Shahnoza has wanted to start a business for a long time but didn't have the means to. To make her dream come true, she took the Business Woman Get Ahead class and received a certificate. Shahnoza wants to start a dried fruit trading business. She plans to sell dried fruit at a local market.
Shahnoza has requested a loan of 1,500 somoni to buy dried fruit to start her new business. She appreciates your kindness.
View original language description ↓
Шахнозе 26 лет. Она замужем и на воспитании имеет 1 ребенка. Более 5 лет она работает учительницей в средней школе и получает маленькую зарплату. Она давно мечтала организовать свой бизнес, но не имела достаточного средства. С целью реализовать свою мечту она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей сухофруктов. Она планирует продавать свой товар на местном рынке. Она запрашивает займ на сумму 1500 сомони для покупки сухофруктов, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,921,900
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shahnoza to buy dried fruit to start a new business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Sep 23, 2012
Currency Exchange Loss:
Jul 17, 2013