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Augusto Manuel
Augusto, 28, is a young man living with his wife and two-year-old little boy who he loves very much and works hard for every day to provide with a dignified life that’s full of love above all. Augusto lives in the city of Ica which is noted for having a very hot climate. Agriculture is prevalent here too, especially cotton, grapes and asparagus, among others.

Augusto is a very hardworking man who learned to earn his livelihood with the sweat from his brow since he was a boy because his parents were very humble and he needed to help them meet household expenses. With much effort and savings Augusto started his own business selling crafts and crafts-making supplies like paint, among others. He works around 10 hours daily and can tend to up to 15 customers per day. He believes he does well in his business because of the drive he has to get ahead.

Augusto is very grateful to Kiva lenders because thanks to the support they give him he will be able to buy merchandise like acrylic paint, clay and paint, among others, for his business. In this way he will have more merchandise to offer his customers and to be able to improve his income. In this way he will be able to continue striving and working daily to make his greatest dream reality: to give his son an education and to be able to be a great businessman.
View original language description ↓
Augusto es un joven de 28 años de edad, vive al lado de su esposa y de su pequeño de 2 años de edad, a quien quiere mucho y por el cual cada día lucha con muchas fuerzas para poder darle una vida digna y sobre todo con mucho amor. Augusto vive en la ciudad de Ica la cual se caracteriza por tener un clima muy cálido, asimismo se desarrolla la agricultura, en especial el cultivo de algodón, uva, esparrago, entre otros. Augusto es un hombre muy trabajador, y desde pequeño aprendió a ganarse el pan con el sudor de la frente, ya que sus padres eran muy humildes y tenía la necesidad de apoyarlos para poder solventar los gastos del hogar. Con mucho esfuerzo y ahorro augusto inicio su negocio de venta de manualidades y productos para artesanías como pinturas, entre otros, el trabaja alrededor de 10 horas al día y puede atender hasta 15 clientes al día y el cree que le va bien en su negocio por las ganas de salir adelante.

Augusto está muy agradecido con los prestatarios Kiva ya que gracias a su gran apoyo el podrá comprar mas mercadería para su negocio como pinturas acrílicas, cerámicas en frio, pinturas, entre otros, de esta manera el podrá tener mas mercadería para ofrecer a sus clientes y poder mejorar su ingresos, de esta manera el podrá seguir luchando y trabajando cada día para poder hacer realidad su más grande sueño:” Darle una gran educación a su hijo y poder ser un gran empresario”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Augusto Manuel to buy merchandise like acrylic paint, ceramic, paint, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Sep 25, 2012
Currency Exchange Loss:
Oct 17, 2013