Moli is 21 years old, married and the mother of two children. She earns a living by running a small plantation where she grows vegetables to sell. She has been doing this for three years, and is requesting a loan to buy seeds and a rake, wheelbarrow, water hose and gloves for her business. She has been a member of SPBD since 2010 and plans to use her profits to expand her business in the future and save more money to use educating her children.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.